{"id":136263,"date":"2024-03-14T17:42:02","date_gmt":"2024-03-14T21:42:02","guid":{"rendered":"https:\/\/immigration.ca\/how-to-buy-a-house-as-a-new-immigrant-to-canada-a-comprehensive-guide\/"},"modified":"2025-07-30T10:12:56","modified_gmt":"2025-07-30T14:12:56","slug":"how-to-buy-a-house-as-a-new-immigrant-to-canada-a-comprehensive-guide","status":"publish","type":"post","link":"https:\/\/immigration.ca\/fr\/how-to-buy-a-house-as-a-new-immigrant-to-canada-a-comprehensive-guide\/","title":{"rendered":"A Newcomer&rsquo;s Comprehensive Guide to Buying a House in Canada"},"content":{"rendered":"\n<p>Buying a home is a significant milestone for<a href=\"https:\/\/immigration.ca\/fr\/welcome-newcomers-to-canada\/\"> newcomers to Canada<\/a>. Homeownership can provide stability, a sense of belonging, and an opportunity to build long-term wealth. However, the process can be complex, especially with additional considerations like foreign buyer restrictions and taxes. This comprehensive guide will walk you through each stage of the homebuying journey, from deciding if it&rsquo;s right for you to navigating foreign buyer tax implications.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">On This Page You Will Find<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deciding if homeownership is right for you<\/li>\n\n\n\n<li>Preparing financially to buy a home<\/li>\n\n\n\n<li>Understanding mortgage options and pre-approvals<\/li>\n\n\n\n<li>Foreign buyer rules and tax implications in Canada<\/li>\n\n\n\n<li>The home search, buying process, and closing the deal<\/li>\n\n\n\n<li>Tips on maintaining your home and protecting your investment<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 1: Is Homeownership Right for You?<\/h2>\n\n\n\n<p>Before committing to buy, reflect on whether homeownership fits your lifestyle, financial capacity, and long-term goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Financial and Lifestyle Readiness<\/h3>\n\n\n\n<p>Ask yourself:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Are you financially stable with consistent income?<\/li>\n\n\n\n<li>Can you manage mortgage payments alongside daily expenses and unexpected costs?<\/li>\n\n\n\n<li>Are you prepared for the responsibilities of home maintenance?<\/li>\n\n\n\n<li>Do you plan to stay in Canada for the foreseeable future?<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Costs of Homeownership<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Upfront Costs<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Down payment (minimum 5% of the purchase price)<\/li>\n\n\n\n<li>Home inspection and appraisal fees<\/li>\n\n\n\n<li>Legal and notary fees<\/li>\n\n\n\n<li>Land transfer tax and potential foreign buyer taxes<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ongoing Costs<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Monthly mortgage payments<\/li>\n\n\n\n<li>Property taxes<\/li>\n\n\n\n<li>Utility bills (water, electricity, heating)<\/li>\n\n\n\n<li>Home insurance<\/li>\n\n\n\n<li>Maintenance and repair expenses<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Future Repairs<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Roof replacement<\/li>\n\n\n\n<li>Plumbing or electrical system upgrades<\/li>\n\n\n\n<li>Structural repairs<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>Comparatively, renting provides flexibility and fewer responsibilities. Before proceeding, weigh the pros and cons of renting versus buying based on your personal and financial situation.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Step 2: Are You Financially Ready to Buy a Home?<\/h2>\n\n\n\n<p>Understanding your financial readiness is crucial before applying for a mortgage or house hunting.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Assess Your Current Finances<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Calculate monthly income after taxes.<\/li>\n\n\n\n<li>List current monthly expenses, including debts like credit cards or car loans.<\/li>\n\n\n\n<li>Evaluate discretionary spending and identify savings potential.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Affordability Rules<\/h3>\n\n\n\n<p>Two key metrics guide lenders in Canada:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gross Debt Service (GDS) Ratio:<\/strong> Your housing costs should not exceed 32% of gross monthly income.<\/li>\n\n\n\n<li><strong>Total Debt Service (TDS) Ratio:<\/strong> Your total debt load, including housing and all debts, should be under 40% of gross monthly income.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Saving for a Down Payment<\/h3>\n\n\n\n<p>A higher down payment reduces borrowing costs and may eliminate the need for mortgage loan insurance (required for down payments under 20%).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Additional Costs to Budget For<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Legal fees:<\/strong> $1,500 to $3,000<\/li>\n\n\n\n<li><strong>Land transfer tax:<\/strong> Varies by province, e.g., Ontario and Toronto have combined rates.<\/li>\n\n\n\n<li><strong>Home inspection:<\/strong> $400 to $600<\/li>\n\n\n\n<li><strong>Appraisal:<\/strong> $300 to $500<\/li>\n\n\n\n<li><strong>Insurance:<\/strong> Both property and mortgage loan insurance<\/li>\n\n\n\n<li><strong>GST\/HST on new homes<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Government programs like the <strong>First-Time Home Buyer Incentive<\/strong> or the <strong>Home Buyers&rsquo; Plan (RRSP withdrawal)<\/strong> can ease the financial burden.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 3: Understanding Mortgages in Canada<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Getting Pre-Approved<\/h3>\n\n\n\n<p>Mortgage pre-approval helps establish your budget and strengthens your offer on a home. The lender reviews your:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Income<\/li>\n\n\n\n<li>Employment history<\/li>\n\n\n\n<li>Credit score<\/li>\n\n\n\n<li>Existing debts<\/li>\n\n\n\n<li>Savings and assets<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Types of Mortgages<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fixed-Rate Mortgage:<\/strong> Interest rate remains the same for the term.<\/li>\n\n\n\n<li><strong>Variable-Rate Mortgage:<\/strong> Interest rate fluctuates based on market conditions.<\/li>\n\n\n\n<li><strong>Open Mortgage:<\/strong> Allows prepayments without penalties.<\/li>\n\n\n\n<li><strong>Closed Mortgage:<\/strong> Lower interest rates but limits on prepayments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Mortgage Loan Insurance<\/h3>\n\n\n\n<p>For down payments under 20%, mortgage loan insurance is mandatory and provided by CMHC or private insurers. The premium can range from 2.8% to 4% of the mortgage amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Mortgage Stress Test<\/h3>\n\n\n\n<p>All borrowers must qualify at a higher interest rate than the actual one offered, ensuring you can manage payments if rates rise or income drops.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Essential Documentation<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Proof of income and employment<\/li>\n\n\n\n<li>Credit report<\/li>\n\n\n\n<li>Down payment source verification<\/li>\n\n\n\n<li>List of assets and debts<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 4: Foreign Buyer Rules and Tax Implications<\/h2>\n\n\n\n<p>Understanding Canada\u2019s foreign buyer restrictions and taxes is vital for newcomers intending to purchase property.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Federal Foreign Buyer Ban<\/h3>\n\n\n\n<p>Since January 1, 2023, the <strong>Prohibition on the Purchase of Residential Property by Non-Canadians Act<\/strong> bans non-Canadians from buying residential property until <strong>January 1, 2027<\/strong>. This includes both individuals and foreign commercial enterprises.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Exemptions:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Permanent residents<\/li>\n\n\n\n<li>International students (under strict conditions)<\/li>\n\n\n\n<li>Work permit holders with at least 183 days remaining<\/li>\n\n\n\n<li>Refugees and protected persons<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Provincial Taxes: The Non-Resident Speculation Tax (NRST)<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Ontario<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The <strong>NRST<\/strong> is a 25% tax on the purchase of residential property by foreign nationals across Ontario.<\/li>\n\n\n\n<li>Applies even if the foreign national is buying jointly with a Canadian citizen or permanent resident.<\/li>\n<\/ul>\n\n\n\n<p><strong>Rebates:<\/strong> You can apply for an NRST rebate if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You become a permanent resident within 4 years of the purchase.<\/li>\n\n\n\n<li>The property is your primary residence.<\/li>\n\n\n\n<li>You apply within 90 days of receiving permanent resident status.<\/li>\n<\/ul>\n\n\n\n<p><strong>Provincial Nominee Exemption:<\/strong> Holders of an Ontario Immigrant Nominee Program (OINP) certificate may qualify for an exemption from the NRST if the property will be their principal residence.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">British Columbia<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A <strong>20% foreign buyer tax<\/strong> applies to residential properties in specific regions, including:\n<ul class=\"wp-block-list\">\n<li>Metro Vancouver<\/li>\n\n\n\n<li>Fraser Valley<\/li>\n\n\n\n<li>Capital Regional District<\/li>\n\n\n\n<li>Central Okanagan<\/li>\n\n\n\n<li>Nanaimo<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Rebates:<\/strong> Eligibility for rebate requires:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Becoming a permanent resident or citizen within 1 year of purchase.<\/li>\n\n\n\n<li>Moving into the home within 92 days of the property transfer.<\/li>\n\n\n\n<li>Living in the home continuously for one year.<\/li>\n<\/ul>\n\n\n\n<p><strong>BC Provincial Nominee Program (BC PNP) Exemption:<\/strong> Nominees confirmed under BC PNP are exempt from the foreign buyer tax if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They use the property as their principal residence.<\/li>\n\n\n\n<li>The transfer is registered under their name.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why These Taxes Matter<\/h3>\n\n\n\n<p>Foreign buyer taxes significantly increase the cost of homeownership. For example, a $700,000 home in Ontario would incur an additional <strong>$175,000<\/strong> in NRST if bought by a foreign national without exemption eligibility.<\/p>\n\n\n\n<p>Newcomers intending to buy property should:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check their eligibility for exemptions.<\/li>\n\n\n\n<li>Plan for provincial taxes in their budget.<\/li>\n\n\n\n<li>Seek advice from a real estate lawyer familiar with immigration-linked property rules.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 5: Finding the Right Home<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Types of Homeownership<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Freehold:<\/strong> Full ownership of the house and land.<\/li>\n\n\n\n<li><strong>Condominium:<\/strong> Ownership of the unit plus shared ownership of common areas.<\/li>\n\n\n\n<li><strong>Leasehold:<\/strong> Ownership of the building but not the land.<\/li>\n\n\n\n<li><strong>Co-operative:<\/strong> Ownership of shares in a corporation that owns the building.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Home Selection Factors<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Proximity to schools, workplaces, transit<\/li>\n\n\n\n<li>Size and number of bedrooms\/bathrooms<\/li>\n\n\n\n<li>Accessibility features<\/li>\n\n\n\n<li>Energy efficiency<\/li>\n\n\n\n<li>Long-term suitability for family growth or retirement<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Homebuying Team<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Real estate agent<\/li>\n\n\n\n<li>Mortgage broker or lender<\/li>\n\n\n\n<li>Home inspector<\/li>\n\n\n\n<li>Real estate lawyer or notary<\/li>\n\n\n\n<li>Insurance broker<\/li>\n\n\n\n<li>Appraiser<\/li>\n\n\n\n<li>Land surveyor (if required)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Home Search Methods<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>REALTOR.ca<\/li>\n\n\n\n<li>Real estate agents<\/li>\n\n\n\n<li>Online listings<\/li>\n\n\n\n<li>Social media and local advertisements<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 6: Making an Offer and Closing the Deal<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The Offer to Purchase<\/h3>\n\n\n\n<p>Prepared with a real estate agent or lawyer, it includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Buyer and seller information<\/li>\n\n\n\n<li>Purchase price<\/li>\n\n\n\n<li>Deposit amount<\/li>\n\n\n\n<li>Conditions (e.g., financing, inspection)<\/li>\n\n\n\n<li>Closing date<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Finalizing the Mortgage<\/h3>\n\n\n\n<p>After offer acceptance, provide:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Signed offer<\/li>\n\n\n\n<li>Property details<\/li>\n\n\n\n<li>Home inspection report<\/li>\n\n\n\n<li>Appraisal (if required)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Closing Day<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal ownership is transferred.<\/li>\n\n\n\n<li>Buyer provides down payment and closing costs (1.5% to 4% of the property price).<\/li>\n\n\n\n<li>Lawyer registers the property in your name.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Address Change Notifications<\/h3>\n\n\n\n<p>Update your address with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banks<\/li>\n\n\n\n<li>Utility providers<\/li>\n\n\n\n<li>Canada Revenue Agency<\/li>\n\n\n\n<li>Health card registry<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Step 7: Maintaining Your Home<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Financial Management<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pay your mortgage on time.<\/li>\n\n\n\n<li>Keep a household budget.<\/li>\n\n\n\n<li>Save for emergencies (~5% of annual income).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Home Maintenance<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regular checks on plumbing, heating, roofing<\/li>\n\n\n\n<li>Seasonal maintenance (snow removal, garden care)<\/li>\n\n\n\n<li>Emergency preparedness (smoke detectors, fire extinguishers)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Home Improvements<\/h3>\n\n\n\n<p>Consider energy-efficient upgrades or necessary renovations that add comfort or value, but balance with the average market value in your area.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1753884568921\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can newcomers buy property during the federal foreign buyer ban?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, if you are a permanent resident, work permit holder with sufficient time remaining, or meet specific exemptions, you can buy residential property despite the ban.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753884575342\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the Non-Resident Speculation Tax and how can I avoid it?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The NRST is a 25% tax in Ontario (20% in BC) for foreign nationals buying residential property. You may avoid it via exemptions such as being a provincial nominee or by becoming a permanent resident within specified timelines.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753884581742\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much down payment is needed to buy a house in Canada?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The minimum is 5% for homes priced at $500,000 or less. For higher amounts, 10% is required on the portion exceeding $500,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753884588865\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What ongoing costs should I plan for as a homeowner?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Plan for mortgage payments, property taxes, home insurance, utilities, repairs, and maintenance. Budget for seasonal costs and set aside emergency funds.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753884595835\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I apply for a mortgage before permanent residency?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, many lenders will work with work permit holders or temporary residents, but terms may vary. A strong credit history, stable income, and significant down payment can improve your chances.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Secure and Rewarding Experience<\/h2>\n\n\n\n<p>By understanding these processes and financial responsibilities, newcomers can confidently navigate the Canadian real estate market, avoid costly surprises, and establish a secure and rewarding homeownership experience.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A comprehensive guide for newcomers on how to buy a house in Canada, covering mortgages, foreign buyer tax rules, and key steps to homeownership.<\/p>\n","protected":false},"author":16,"featured_media":140505,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3415,4859,75512],"tags":[78180,75620,75621,78181,78182,75622,75623,75624,78183,75625,78184,75626,75627,75628],"class_list":["post-136263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immigration-au-canada","category-lactualite-canadienne","category-newcomers-to-canada-fr","tag-buy-a-house-in-canada-fr","tag-buying-property-as-a-newcomer-in-canada-fr","tag-canadian-home-buying-process-for-immigrants-fr","tag-first-home-canada-fr","tag-foreign-buyer-tax-canada-fr","tag-immigrant-home-buying-canadanewcomer-house-purchase-guide-fr","tag-immigrant-real-estate-canada-fr","tag-immigrant-friendly-real-estate-canada-fr","tag-mortgage-canada-fr","tag-navigating-canadian-housing-market-as-an-immigrant-fr","tag-newcomers-canada-real-estate-fr","tag-purchasing-a-home-in-canada-as-a-newcomer-fr","tag-steps-for-immigrants-to-buy-a-house-in-canada-fr","tag-tips-for-immigrants-buying-a-house-in-canada-fr","category-3415","category-4859","category-75512","description-off"],"acf":[],"_links":{"self":[{"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/posts\/136263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/comments?post=136263"}],"version-history":[{"count":0,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/posts\/136263\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/media\/140505"}],"wp:attachment":[{"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/media?parent=136263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/categories?post=136263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/immigration.ca\/fr\/wp-json\/wp\/v2\/tags?post=136263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}